Michael Flanagan is the Principal Broker Owner & Co-Founder of Mortgage Unity LLC. He began his career in the mortgage industry at Wells Fargo in 2006 and has since worked across all major lending channels including Bank, Retail, and Broker. With a Master’s degree in Finance, he brings a unique consultative approach to debt structure, helping clients evaluate financing decisions the way a CFO might assess a company’s balance sheet.
Michael specializes in helping clients identify the most efficient and strategic use of their financial resources. He breaks down complex mortgage decisions into clear, manageable steps, offering personalized guidance based on each client's individual goals and financial picture. He believes great advice only comes when someone truly understands your unique situation and priorities.
Michael is licensed in all states where Mortgage Unity operates, working with homebuyers and homeowners across a wide range of markets to find thoughtful, tailored mortgage solutions.
See how Mike has supported clients through their mortgage journey and partnered with agents to deliver seamless closings.
“Having been in the business over 15+ years I have not found a better lender. The team knows their product more than anyone I have encountered. They are very easy to work with and pricing is excellent.”
— Justin Jarboe, Real Estate Agent
“Mike and the rest of his team were so helpful during our home buying process! They made everything so much easier to understand and were awesome to work with. Can’t recommend them highly enough!!”
— Sarah Reid, Home Buyer
“Mike and Meg are at the top of their game. If you need a mortgage give them a buzz. If you have an unsolvable issue they’ll figure it out!”
— Gary Kelley, Real Estate Agent
“Mike is great to work with. He was able to get us the best rate and he made the process smooth and easy. His communication was very prompt and helpful. We will continue to go to Mike for all of our mortgage needs. Highly recommend.”
— Chris Ottaviani, Home Buyer
Principal Broker Owner
Mortgage Unity | NMLS: 392116