Home Loans in Worcester, Concord & Franklin

I'm Matt, a mortgage loan officer at Mortgage Unity helping homebuyers and homeowners in Worcester, Concord, and Franklin. Whether you're purchasing your first home, investing in property, or refinancing, I'll help you compare financing options and understand the costs.

How much home can I afford?

We'll review your income, debts, savings, and target monthly payment to explore a realistic homebuying budget. I'll help you estimate your down payment, closing costs, taxes, and insurance, and explain what you'll need for mortgage preapproval.

Which mortgage options should I compare?

I help buyers explore conventional, FHA, VA, USDA, and jumbo loans based on their qualifications and the property they want to purchase. For more specialized needs, I also offer bridge loans, reverse mortgages, and financing options for investors and foreign nationals.

Can I get a mortgage if I'm self-employed?

I offer bank statement loans and other options for borrowers whose income may not fit standard documentation requirements. We'll review how you earn and document your income to identify programs that may fit your situation.

Would refinancing save me money?

We'll compare your current mortgage with available options, including the payment, loan term, closing costs, and time needed to recover those costs. Depending on your goals and eligibility, we can explore conventional refinancing, FHA or VA streamline refinancing, and cash-out options.

Contact me to discuss your homebuying or refinancing plans. We'll review your options